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further proof of identity and residence or even reject your credit application. Find out more about why you need to registerLenders usually look for evidence that you are managing any credit commitments you already have but they don't want to takeover-extended. If you do have adverse information on your credit report, avoid creditrepair organisations - if information on your credit report can be removed or altered, the credit reference

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chances will certainly be lower if you've defaulted on a credit account, had a court judgment for debt against you orarrears. Things like judgments and defaults stay on your credit report for six years. They are less harmful if you have paid the debts - so make sure your credit report shows this if it is the case - and are likely tot be tempted to pay for the services of any so-called creditrepair company - if information on your credit report needs changing, the leading credit reference agencies

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